Was Your Property Sold at a Foreclosure or Tax Auction?

You May Be Owed Thousands in Unclaimed Money.

When a home sells for more than the balance owed, the excess cash belongs to YOU—not the bank and not the government. We handle the legal paperwork, navigate court deadlines, and recover your funds with $0 upfront cost.

Free County Records Search

Enter your details below to search official court and treasury logs for unclaimed foreclosure funds.

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Property Address*
Name*
🔒 100% Confidential | ⚖️ Attorney-Backed Filings | 💵 $0 Out-of-Pocket Cost
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What Are Surplus Funds?

When a residential property is sold at a foreclosure or tax deed auction, the opening bid starts at the amount needed to satisfy the primary debt or back taxes. However, if competitive bidding drives the final sale price higher than what was owed, the extra money created from that sale is legally classified as surplus funds (or overages). By law, these proceeds do not belong to the mortgage company, the county, or the state—they rightfully belong to you, the former property owner. County courts and treasurers hold these funds in protected accounts, but strict statutory deadlines apply. If an official legal claim is not filed within the required timeframe, the money is permanently forfeited to government agencies.

Why You Need a Recovery Specialist

While surplus funds are rightfully yours, navigating county courts and government treasuries to claim them can be a frustrating, high-friction process. Recovering overages requires filing complex legal petitions, navigating strict statutory deadlines, and properly defending your claim against competing third-party liens or secondary lenders attempting to take your money. Working with a dedicated recovery specialist ensures your claim is handled correctly from start to finish. Our team covers 100% of the upfront legal and administrative costs, partners with experienced attorneys to file all formal motions, and manages the entire court process on your behalf. We take on all the financial risk—if we don’t successfully recover your funds, you owe us absolutely nothing.

Our Simple 4-Step Recovery Process

We’ve streamlined the court recovery process into four simple, risk-free steps. From initial audit to final check delivery, our team handles all legal filings, court appearances, and administrative tasks so you don’t have to navigate county bureaucracy alone.

Estimated Timeframe: 24–48 Hours

What Happens: We review county records, foreclosure auction results, and court filings to confirm the exact dollar amount of your surplus funds.

Our Role: Our research specialists audit the title history, verify statutory filing deadlines, and identify any potential third-party liens or secondary claims against the account.

Your Action: Submit your basic details through our secure form so our team can initiate the official record search (takes under 60 seconds).

Estimated Timeframe: 1–2 Days

What Happens: Once we confirm your funds are recoverable, we prepare the standard legal authorization documents needed to represent your interests.

Our Role: We draft all necessary legal motions, petitions, and attorney retainers required by the county court or state treasurer. We cover 100% of all upfront legal, filing, and notary fees.

Your Action: Review and sign the official authorization paperwork via secure e-signature or local notary so our licensed counsel can act on your behalf.

Estimated Timeframe: 30–90 Days (Depending on county court docket schedules)

What Happens: Our attorney files a formal motion for the disbursement of surplus funds directly with the appropriate circuit court or county clerk.

Our Role: Our legal counsel manages all communications with county officials, responds to court inquiries, and attends all required judicial hearings to defend your right to the proceeds.

Your Action: None. You sit back while our legal team navigates the court docket and secures the judge’s signed order directing the release of your money.

Estimated Timeframe: 5–7 Business Days (Post-court release)

What Happens: The county court or state treasury releases the funds, and your payout is processed and delivered directly to you.

Our Role: We collect the official court disbursement, complete the final accounting, and issue your funds via secure bank wire or certified cashier’s check.

Your Action: Receive your money. Remember: if we don’t successfully recover your funds, you owe us absolutely nothing ($0 Fee Guarantee).

Frequently Asked Questions

Is this a scam? How do I know this is legitimate?

It is 100% legitimate and backed by state laws and county court rules. Skepticism is completely natural because there are bad actors in the asset recovery space.

Here is how you know we are legitimate:

  • $0 Upfront Cost: We will never ask you for a credit card, cash, or retainer fee out of pocket.
  • Regulated Attorney Handling: All legal petitions and motions are prepared and filed by licensed attorneys.
  • Protected Funds: Recovered money is issued directly into a state bar-regulated Attorney Trust Account (IOTA/IOLTA) before disbursement, ensuring complete legal compliance and transparency.
  • 100% Risk-Free Guarantee: If we don’t successfully recover your money, you owe us absolutely nothing.
Why hasn’t the county or bank just sent me my money?

When a property sells for more than the balance owed at a sheriff’s sale or tax auction, the court clerk or county treasurer places the excess proceeds into a custodian trust account.

While the government holds the money in your name, they are not legally required to track you down at your new address. If you do not file a formal legal motion before statutory time limits expire, the money undergoes escheatment—meaning it is permanently forfeited to the local government treasury.

How long do I have before the money is gone forever?

State laws set strict statutory time limits—often ranging from 1 to 3 years after the auction date depending on the jurisdiction. Once that legal deadline passes, the money permanently escheats to the local government or state treasury, and it becomes legally impossible to recover. We recommend starting the audit process immediately to protect your funds before time runs out.

How and when do I get paid?

Once the judge or county treasurer signs the court order releasing the surplus, the county issues the check to our attorney’s regulated trust account.

The attorney provides you with an itemized settlement statement showing the total recovered amount and exact breakdown, and your net payout is issued directly to you via bank check or wire transfer. The entire process typically takes 30 to 90 days, depending on county court schedules.

What are your fees?

We work strictly on a contingency fee basis. That means our fee is a fixed percentage deducted from the funds we successfully recover for you at the very end. If we do not recover any money, our fee is $0, and you owe us nothing for our time, legal filings, or court costs.

What if I had a second mortgage, HOA liens, or back taxes?

Having secondary liens does NOT automatically mean your money is gone.

In many foreclosure proceedings, junior lienholders (like second mortgage lenders or HOA boards) fail to file their claims within strict statutory time limits, or they make procedural errors in court. We conduct thorough lien priority audits to challenge improper claims and protect every dollar you are legally entitled to receive.

Can I file a claim for these funds on my own?

Yes, as a former owner, you have the legal right to file a claim independently with the court or county treasurer.

However, navigating court dockets, serving formal legal notices to all involved parties, filing motions according to local civil rules, and arguing against junior lienholders can be overwhelming. A simple procedural mistake or missed deadline can cause your claim to be dismissed or permanently forfeited. We handle the entire legal process for you with zero upfront cost.

What if I live in a different state or city now?

That is not a problem at all. You do not need to live near the foreclosed property or travel back for court hearings. Our legal team handles all local filings and court appearances on your behalf, and your recovery paperwork can be completed remotely via secure digital signatures or electronic notary.

Do I have to go to court or testify in front of a judge?

No. In almost all cases, you will never have to step foot in a courtroom. Our attorney acts as your legal representative to file all required affidavits, serve notices, and represent the claim at any necessary hearings on your behalf.

What if I lost or threw away my old foreclosure documents?

Don’t worry. You do not need to keep old records or paperwork. We perform a full docket audit directly through official court and county public databases to gather all case numbers, sale receipts, and legal documentation required for your claim.

What if the original property owner passed away?

If the property owner on the deed is deceased, the surviving spouse, children, or legal estate heirs are entitled to claim the surplus funds. We handle the necessary heirship research, affidavits, and filings required by the court to ensure the money reaches the family.

How do I get started?

It takes less than 2 minutes. Simply fill out our risk-free property search form on this page with the property address and your contact details. Our team will audit the court docket and county record books to confirm your exact surplus balance and contact you with the results.

Free County Records Search

Enter your details below to search official court and treasury logs for unclaimed foreclosure funds.

"*" indicates required fields

Property Address*
Name*
🔒 100% Confidential | ⚖️ Attorney-Backed Filings | 💵 $0 Out-of-Pocket Cost
This field is for validation purposes and should be left unchanged.